A realistic range for your role and your years of experience, from published market pay, with Indian tax worked out in full. Attach your CV and it sets the role and years for you. Next to it, what your current package buys in your city, because a straight conversion is the wrong number to plan on.
Every figure on this page is sourced and dated. See how it works.$185,000 in the US is about ₹47.7 L a year in Bengaluru in purchasing power, and ₹37.4 L after tax.
Base plus bonus. Equity is covered below.
Attach a PDF and we will work out your role and your years, then set the two fields below. You can change either afterwards. We do not keep the file. It is read once, in memory, and never saved, and nothing here reaches our CRM. How we handle it
Sets the market range below. It changes nothing else on this page.
Narrows the market range to the part of it you are most likely to sit in.
Everything taken off before it reaches your account. Your payslip will tell you.
against the Indian average. An assumption, not data, which is why you can move it.
This is what the job pays, not what your money buys. When the two disagree, the lower one is usually what an offer looks like.
Self-reported and skewed towards large employers, so read it as a range rather than a promise.
Levels.fyi publishes India figures by level only for some roles and levels. Where it has one we use it; where it does not, which quarter of the range above your experience puts you in is our assumption. Which level your years map to is our assumption too. The figures themselves are theirs.
Reading this properly
An offer of ₹47.7 L in Bengaluru is not a 73% pay cut, even though the currency conversion says it is. It is approximately the same standard of living. The cut is real in one specific sense: ₹1.23 cr is what you take home in hard currency today, and that is the number that matters for anything you buy or save internationally, such as an overseas mortgage, a foreign-currency portfolio, travel, or a child’s education abroad.
| Line | Amount | Note |
|---|---|---|
| Gross annual salary | ₹47,71,520 | The figure above |
| Less standard deduction | ₹-75,000 | New regime, salaried, s.19 |
| Taxable income | ₹46,96,520 | |
| Income tax | ₹9,88,956 | New regime slabs, after any rebate |
| Surcharge | ₹0 | None at this level |
| Health and education cess | ₹39,558 | 4% of tax plus surcharge |
| Professional tax | ₹2,500 | State levy, capped at ₹2,500 a year |
| Take-home | ₹37,40,506 | ₹3,11,709 a month |
An estimate, not advice. It uses national-average purchasing power data and a city adjustment we set ourselves, so treat the output as a range to argue with rather than a figure to plan around.
The link carries the numbers on this page. Nothing is saved.
One role in detail: Software engineer · Product manager · Data scientist · Engineering manager · Hardware engineer
Two different answers. The straight conversion is what the money turns into at today’s rate. The buying power figure is what it takes in India to live the same way, and it is the one to plan on.
| Salary | Straight conversion | Same buying power in Bengaluru | Take-home on that |
|---|---|---|---|
| $80,000 | ₹76 L | ₹20.6 L | ₹18.6 L |
| $100,000 | ₹94.9 L | ₹25.8 L | ₹22.3 L |
| $150,000 | ₹1.42 cr | ₹38.7 L | ₹31.2 L |
| $200,000 | ₹1.90 cr | ₹51.6 L | ₹39.5 L |
| $300,000 | ₹2.85 cr | ₹77.4 L | ₹55.9 L |
| £60,000 | ₹76.2 L | ₹20.7 L | ₹18.6 L |
| £90,000 | ₹1.14 cr | ₹31 L | ₹25.9 L |
| C$120,000 | ₹81.4 L | ₹22.1 L | ₹19.7 L |
A $150,000 US salary converts to about ₹1.42 cr, but buys roughly what ₹38.7 L a year buys in Bengaluru. Exchange rate: US Federal Reserve H.10, 23 October 2026. Purchasing power: World Bank, private consumption, 2025. City factors are our estimate.
Put in the CTC on an Indian offer. It takes out what never reaches your account (employer PF, gratuity, the variable part) and then the tax, and gives you the monthly figure.
The split is your employer’s, not a rule. These are starting points: ask for the line-by-line breakdown and move them.
Many employers contribute on full basic instead. Your offer letter says which. The ceiling rose in September 2026.
| CTC | ₹40,00,000 |
| Variable pay | ₹-4,00,000 |
| Employer PF | ₹-1,72,800 |
| Gratuity provision | ₹-69,264 |
| Gross pay through the year | ₹33,57,936 |
| Your own PF | ₹-1,72,800 |
| Income tax, cess and professional tax | ₹-5,89,976 |
The new regime is the default and has lower rates. The old one keeps deductions: 80C, house rent, home loan interest. Which wins depends on how much you actually claim, so it is worked out on your offer above.
On top of the standard deduction. Your own PF counts towards 80C.
New regime leaves you ₹1,87,200 more a year on these numbers.
An estimate for comparing the two, not tax advice. The old regime figures are simpler than a real return.
Read an offer backwards. Put in the rupee figure and your package abroad, and see what the offer buys there.
In buying power this is 6% less than your package now.
Buying power is not everything: anything you save or spend in hard currency still converts at the exchange rate.
Software engineers in India reported total pay of ₹16.9 L to ₹49.2 L a year, median ₹30.1 L, across 23,767 submissions to Levels.fyi as at 18 September 2026. That is the middle half of what was reported, across every level.
Most salary converters give you one number, and it is the flattering one. This one puts three side by side, says where each comes from, and tells you which to believe when they disagree.
Your package, converted at the exchange rate the US Federal Reserve publishes, then into what it actually buys in India using the World Bank’s purchasing power figure for household spending. A city adjustment follows, because Bengaluru is not the national average. That adjustment is our estimate, which is why it is a slider.
Indian income tax under the new regime, worked out in full: the slabs, the standard deduction, the rebate, surcharge, cess and professional tax. Not a flat percentage.
What people in your role in India report being paid, from the figures Levels.fyi publishes, for 17 roles, each with the number of people behind it. Under 25 reports we show no figure at all rather than guess.
Your years of experience place you in one part of that range. Which part is our mapping rather than the source’s, and the page says so. Attach your CV and we set your role and years for you. It fills those two fields and nothing else, never a salary, and the file is not kept.
The rule we hold ourselves to: every figure on this page comes from the table at the bottom of it, with its source and the date we took it. If a number is not in that table, it is not on the page. See every source
A purchasing power comparison is the right starting point and a bad finishing point. Open any of these to see what it leaves out, roughly in order of how much it tends to matter.
If you are saving in dollars to buy something priced in dollars (a property abroad, a foreign-currency portfolio, a degree for your children) then purchasing power parity is irrelevant to that portion. Rupees do not become dollars at the PPP rate. This is the one genuine, unavoidable loss in the move, and the reason people who keep an international financial life feel the cut far more than people who do not.
A US or UK package often carries a meaningful equity component in a liquid, listed company. The Indian equivalent may carry ESOPs in a private company with no clear path to liquidity. Those are not the same asset and should not be compared at face value. Ask specifically: what is the strike, what is the last valuation, is there a buyback history, and what happens if you leave.
Both are cheaper in India in absolute terms and both vary enormously in quality. Private international schooling in Bengaluru or Mumbai can take a genuinely large share of a senior package, and employer health cover is usually thinner than a US plan. If you have children, model these two lines specifically rather than trusting an index.
Indian offers are quoted as CTC, which bundles things that never reach your bank account monthly: the employer’s provident fund contribution, a gratuity provision, sometimes insurance premiums, and a variable bonus you may or may not receive in full. Gross salary is meaningfully lower than the CTC headline, and how much lower depends entirely on how the offer is structured. There is no reliable rule of thumb, which is exactly why you should ask for the line-by-line breakdown, and ask what share of last year’s variable actually paid out.
Your first year back is a special case. Returning residents can qualify for RNOR status, which changes how foreign income is treated for a period, and the timing of your move can be worth a substantial amount. This is a real specialism and we are not it. Talk to someone who does this properly before you book flights. It is one of the few decisions here that is genuinely time-sensitive.
MethodEvery parameter, with its source.
Your package is converted to US dollars at the market exchange rate, then those dollars are converted to rupees using the World Bank's purchasing power parity factor for private consumption in India. That gives the rupee amount with approximately the same buying power. A city adjustment is then applied, because the World Bank factor is a national average and Bengaluru is not the national average.
Indian income tax is then computed on the resulting figure under the new regime: slabs, the standard deduction, the section 156 rebate with marginal relief, surcharge with marginal relief at each threshold, and cess. Not an approximation.
| Parameter | Value in use | Source |
|---|---|---|
| Market exchange rate | 94.94 INR per USD | US Federal Reserve H.10, observations for 23 October 2026 |
| Purchasing power parity factor | 19.84 INR per international dollar | World Bank PA.NUS.PRVT.PP, private consumption, 2025 |
| City adjustment | Editable, above | Our assumption, not data. Exposed as a slider for that reason. |
| Software engineer band | ₹16.9 L to ₹49.2 L, median ₹30.1 L | Levels.fyi, India, 23,767 self-reported submissions, as at 18 September 2026 |
| Engineering manager band | ₹58.6 L to ₹1.32 cr, median ₹89.5 L | Levels.fyi, India, 1,125 self-reported submissions, published to three significant figures, as at 18 September 2026 |
| Technical program manager band | ₹33.6 L to ₹76.8 L, median ₹51.4 L | Levels.fyi, India, 250 self-reported submissions, as at 18 September 2026 |
| Solution architect band | ₹32.5 L to ₹63.3 L, median ₹45.7 L | Levels.fyi, India, 399 self-reported submissions, as at 18 September 2026 |
| Hardware engineer band | ₹28.8 L to ₹68.3 L, median ₹44.6 L | Levels.fyi, India, 895 self-reported submissions, as at 18 September 2026 |
| Product manager band | ₹29.4 L to ₹68.8 L, median ₹44.8 L | Levels.fyi, India, 1,663 self-reported submissions, as at 18 September 2026 |
| Data scientist band | ₹18.6 L to ₹45.4 L, median ₹30 L | Levels.fyi, India, 1,174 self-reported submissions, as at 18 September 2026 |
| Product designer band | ₹11.4 L to ₹37.4 L, median ₹21.1 L | Levels.fyi, India, 446 self-reported submissions, as at 18 September 2026 |
| Business analyst band | ₹10.7 L to ₹27.7 L, median ₹17.6 L | Levels.fyi, India, 413 self-reported submissions, as at 18 September 2026 |
| Recruiter band | ₹11.1 L to ₹35.9 L, median ₹20.6 L | Levels.fyi, India, 109 self-reported submissions, as at 18 September 2026 |
| Human resources band | ₹9.8 L to ₹34.4 L, median ₹18.8 L | Levels.fyi, India, 162 self-reported submissions, as at 18 September 2026 |
| Marketing band | ₹8.9 L to ₹26.6 L, median ₹16 L | Levels.fyi, India, 135 self-reported submissions, as at 18 September 2026 |
| Sales band | ₹6.7 L to ₹37.3 L, median ₹13.8 L | Levels.fyi, India, 224 self-reported submissions, as at 18 September 2026 |
| Mechanical engineer band | ₹7.2 L to ₹19.9 L, median ₹11.7 L | Levels.fyi, India, 181 self-reported submissions, as at 18 September 2026 |
| Civil engineer band | ₹5.5 L to ₹11 L, median ₹7.4 L | Levels.fyi, India, 30 self-reported submissions, as at 18 September 2026 |
| Accountant band | ₹4.5 L to ₹16 L, median ₹9.8 L | Levels.fyi, India, 97 self-reported submissions, as at 18 September 2026 |
| Customer service band | ₹3.5 L to ₹11.1 L, median ₹6.2 L | Levels.fyi, India, 49 self-reported submissions, published to three significant figures, as at 18 September 2026 |
| Experience bands | 0 to 2 years, 2 to 5 years, 5 to 9 years, 9+ years | Our mapping, not data. Where the source publishes a level for India we use that level; elsewhere its three percentiles cut the range into four and each band of years takes one quarter. Every rupee shown is still a published one. Change the dropdown to move it. |
| Software engineer, entry level band | ₹7.5 L to ₹24 L, median ₹14.5 L | Levels.fyi, India, 2,262 self-reported submissions, as at 1 November 2026 |
| Software engineer, senior band | ₹32.7 L to ₹72.8 L, median ₹49.5 L | Levels.fyi, India, 8,167 self-reported submissions, as at 1 November 2026 |
| Reading a CV | Sets the role and years fields only | A model reads the CV to choose a role and count years. It is never asked for a salary and has no field to give one in, so every figure on this page still comes from the rows above. The file is not stored. |
| Income tax slabs | New regime, unchanged for FY2026-27 | Income Tax Department; Income-tax Act 2025 s.202 |
| Standard deduction | ₹75,000 | Income-tax Act 2025, s.19, salaried |
| Rebate | ₹60,000, up to ₹12,00,000 total income | Income-tax Act 2025, s.156, with marginal relief |
| Old regime, for the comparison | Slabs up to 30%, standard deduction ₹50,000, rebate ₹12,500 up to ₹5,00,000, surcharge up to 37% | Finance Act 2026, First Schedule Part I-B; Income-tax Act 2025 ss.19, 156(1), 202(4) |
| What sits inside a CTC | 12% PF, on full basic or a ₹25,000 monthly ceiling; gratuity 4.81% of basic | PF: Employees’ Provident Funds scheme, ceiling raised from 17 September 2026. Gratuity: Code on Social Security 2020, s.53, 15/26 of a month a year, our arithmetic. Basic and variable shares are the employer’s and are our starting points, not data. |
| Health and education cess | 4% | Finance Act 2026 |
| Professional tax | Karnataka and Maharashtra only | State advisories. Other states are treated as zero rather than guessed at. The constitutional cap is ₹2,500 a year either way. |
Help us make this better than an index
The genuinely useful version of this page is not built on a national average. It is built on what returnees actually get offered. If you have moved back and are willing to tell us your before and after anonymously, it goes straight into what we can tell the next person. Send us your numbers
This page gives you a defensible range. What it cannot tell you is what a specific role pays, what that company has paid before, or what to say when the number comes up. That is the conversation worth having, and it starts with the form.